Because Finance & Trading Doesn't HAVE to Be Boring!


Save Money
Earny Reviews: Is Earny safe & Does Earny Work?

Earny Reviews: Is Earny safe & Does Earny Work?



Some of the links below may be affiliate links, and if you purchase something through them, I might earn a small commission.

You probably have all kinds of questions running through your head: Is Earny safe? How does Earny work? Is Earny legit? Or even if it’s legit, does Earny work at all?

Or maybe you’re stuck at the beginning wondering, “What is Earny?”

Well, if you have any questions like that, our Earny review is about to clear everything up for you.

If you love shopping online, one of the best ways to save money is through apps. Some, like Earny, will analyze purchase information and give you cash back when prices drop on things you’ve already bought- this includes everything from clothes to electronics!

Of course, if you’re looking to find the best deals on Amazon (up to 80% OFF), you’ll want to check out the free deal tracker at

Earny offers a slightly different angle, which we’ll see as we get further into this. You can also visit their website for even more info by clicking here.

Is Earny Safe?

The Earny Review

is earny worth itFor the record: The key difference between the two apps are: Cachang’s army of “deal tracking robots” scours the web for incredible deals BEFORE you buy, while Earny helps you get money back for things you’ve ALREADY bought online.

Earny works with retailers to give you a refund when prices drop on something you’ve bought. And they do this for you automatically.

Most companies have price protection policies like this.

But instead of you having to research and spend time looking up each retailer’s website one by one (which would take FOREVER if you do a lot of online shopping), Earny does all the work for you!

In addition to that, they offer a 90-day price protection guarantee through their online retailer network.

Now, there is one thing you have to know: Earny is free to download but to use it, you will have to pay either a monthly or yearly membership fee.

Of course, if you do a lot of online shopping, this $7.99 monthly fee or $47 yearly fee might not be a big deal compared to the potential savings. As you can see on their website, pricing isn’t listed.

But, if you’d rather not pay, check out as a similar free alternative.

earny reviews

How Does Earny Make Money?

Earny provides a win-win situation by giving you the chance to get your money back on purchases already made. The company will take small percentages from refunded costs as their fee for automatically getting the rebate for you.

It’s pretty quick to get started. You download the Earny app, install it, and you’re ready to get started.

From there, you can add your online shopping accounts to Earny, and it will check to see if you’re eligible for any rebates.

It will even do this for any products you buy off Amazon and track late shipments to try and get you compensation for that!

does earny work

So How Does Earny Work?

Essentially, Earny is a service that scans your email inbox and monitors price drops for your online purchases. When you sign up for Earny, they’ll scan all of the receipts from any items bought and then work on making sure that you get the discount when it detects a lower price in-store or online (like Amazon).

And when it finds a discounted price, it sends you a notification – so you don’t have to worry about looking!

Earny is the simplest way to get your money back after prices drop on your bought item. All it takes are a few mouse clicks, and Earny does all of the work for you!

From Walgreens to Hulu and from Best Buy to Walmart, Earny has you covered.

Inside the app, they have a dashboard that tracks all your cashback refunds for you.

Is Earny Legit?

Sometimes these companies that offer cashback seem almost too good to believe.

But the answer to the question, “Is Earny Legit?” is, “Yes.”

Earny offers an easy way in which consumers can receive cash back through their credit card company’s price protection policy.

If you sign up for Earny, the company will need access to your email and credit card information to verify purchases.

While it may seem like having personal data like this could put users at risk if hacked or phished, their system is really secure.

With that said, your personal information may be shared with third-party vendors that Earny works with.

This means that you may receive offers from their partners via email after signing up for the service.

Now, if you’d rather not give out your personal information, you might be better off just using a free website to find deals before you buy.

But they work with some incredibly big brands:

  2. Expedia
  3. Orbitz
  4. Priceline
  5. Travelocity
  6. Amazon
  7. Athleta
  8. Banana Republic
  9. Best Buy
  10. Bloomingdale’s
  11. Costco
  12. Gap
  13. JCrew
  14. Home Depot
  15. Jet
  16. Kohl’s
  17. Macy’s
  18. Newegg
  19. Nike
  20. Nordstrom
  21. Old Navy
  22. Overstock
  23. Sears
  24. Target
  25. Walmart
  26. Zappos

How Earny’s Refund System Works

Earny is unique because it allows its users to file claims through their credit card company when prices drop.

This means you’ll get cashback on your credit card (or through your Paypal account) as opposed to being reimbursed with future in-store discounts, or gift cards!

They also try to work directly with the retailer and use their price protection guarantees.

In addition to this, they will also work to help get you some form of compensation for any Amazon orders that come to you late.

Is Earny App Safe to Use?

Earny is the best way to keep track of your purchases and refunds – regardless of where you are.

Its simple app gives you access to all sorts of information about past transactions, including what refunds have been processed for each purchase type.

It also gives you the option to update your preferences or how you’d like your cashback to be processed.

So once you’ve installed the desktop or mobile app – there’s nothing else you need to do.

Earny takes care of the rest.

How Do You Get Your Cash Back From Earny?

Earny pays out in real cash, not just gift card credit from other stores or manufacturers’ coupons like some companies.

You can either get paid back through your credit card or your Paypal account.

Of course, the dashboard in the app or desktop program lets you check your balance while also showing how much was refunded.

Is Earny Safe?

Online security is crucial these days. Especially with more and more transactions taking place online.

So it’s important that you know if Earny is legit before actually handing over your information.

And, in the case of Earny, your information is safe.

Your credit card details are never exposed to anyone outside of Earny.

And as the refund payment comes directly from your credit card company, there’s no need to worry about your bank account being accessed for deposits as well.

The reason why they need your credit card information is so that they can use your credit card company’s price protection policy to your advantage and verify your purchases.

All of this results in you getting your refund a lot faster.

Concluding Thoughts: Is Earny Worth It?

Earny is an innovative site that helps you get cashback on your purchase.

They partner with a vast network featuring the biggest online retailers, and they work to secure refunds when prices drop – making it incredibly easy for users!

The feature that I love most about this company?

The price protection plan works through your credit card, which increases the odds of you getting money back and gives you real cash back on your card.

And I think this is a big advantage instead of relying on a retailer’s price protection policy and how they may choose to refund you.

That’s where I think Earny shines – you get real cashback.

No weird points, future discounts, or gift cards – the refund comes as cashback.

And that’s pretty hard to beat.

The only drawback is that your info might be shared with Earny’s partners. (Well, that and the fact that you have to pay for their service.)

And this can result in you getting promotional emails from them.

But in terms of the money you can get back, it might be a good trade-off.

So if you’re interested, you should check out their website here.

Of course, if you don’t want to give out any information at all, you could visit a site like without having to give up any personal information.

Click Here For My Story About This


[wptpa id=”5″]


Get Hedge Find Beating Options Trades Delivered to Your Inbox!

Tired of missing out on the huge gains in the market?

Wishing you knew which trades had the best odds of succeeding?

Would you like to know EXACTLY how & which trades to place WITHOUT having to spend years learning?

Well now you can let our Team of Trading Experts & Exclusive AI Trading Software do the work for you!

Click Here to Start Making Bank With Our Option Trade Alerts!

PS – Our trades have an average win rate around 94% and have returned QUADRUPLE digit yearly returns.

how does earny make money

When people searched for “earny reviews” or “is earny safe,” they were also interested in finding answers to these questions:

What are the cons of Earny?

You have to pay $7 per month or $47 per year.

In addition to that, you have to give them your personal credit card information. Of course, this is necessary for the program to search through your emails to check for lower prices, but it is still a security concern for some.


Is the Earny app accredited by The BBB?

No. They have not yet been accredited by the BBB.

If you consider using them, it would be in your best interest to confirm this with the company before giving them any private information.

What are some benefits of using an Earny account?

It automatically compares your purchase price to the same item on the retailer’s website. It will notify you if it found a better price at ANY time. 

It will also work with you to compensate if an Amazon order comes late.

What is the Earny app?

It’s a great tool for customers who have shopped online and wish to reclaim the price difference from a retailer by providing proof of purchase to receive money back.

How does Earny work?

It is a program that scans your receipts and then monitors your purchases to see if what you bought goes on sale.

If it does, it works to get you a cashback refund on the difference between the sale price and the price you purchased it at.

Does Earny charge a fee?

Yes. While it’s free to download, it costs $7 a month or $47 per year to use the program.

What does Earny?

It’s a cashback app that monitors your online purchases and lets you know if it goes on sale at a lower price.

The app tries to get you the difference as cashback if it does.

How do I cancel Earny?

From inside your account, navigate to the settings page and select “Delete Account” under the tab called “Account.” After selecting this option, you’ll be asked to confirm that you want to delete your account. Please note that once your account is deleted, your data will no longer be available. And once your account has been deleted, it can’t be restored.

What is Earny for mail?

It’s a free app available for desktops, iPhones & Androids that automatically tries to snag refunds from the places you shop most, like Amazon, Sephora, Walmart, or Starbucks.

It will try to find a refund for the items on your purchase at another store and apply it to your account as credit. It provides price change guarantees for up to 90 days after purchase.

Is earny safe Reddit?

Yes, it’s considered safe. You have to submit your credit card information because the app has to check your purchase history against sale prices for the products to see if you’re eligible for a rebate.

Is the Earny app legit?

Yes. The latest version of the app is now formally certified as the only refund processor for any Amazon purchase.

The process works like this: First, you install their app (iOS and Android). Second, sign in to your Amazon account through it. Third, purchase an item at Amazon using your usual login credentials. Fourth, if the item goes on sale or is late, the app will try to get you cashback.

Is Earny legitimate?

Yes. It’s a legitimate company providing price and refund checking for most of your online purchases.

is earny legit

The How to Save $5000 in a Year Chart : This Printable Version Makes It Simple

The How to Save $5000 in a Year Chart : This Printable Version Makes It Simple



The 52-week money challenge (featuring our amazing how to save $5000 in a year chart) is an excellent way to save $5,000 by the end of this year. This article will show you how much it takes and what your options are to save that much cash!

What would $5K mean in your life? Would you use it pay bills or take care of other financial needs like giving gifts to others or buying a used vehicle for yourself? Maybe you’d rather spend it on something fun like going on vacation somewhere warm investigating the new & unique things that seem to be happening around every corner.

And I’m not being crazy here – having a goal like that can really help motivate you to where you feel like those weeks disappear a little faster!

How to Save $5000 in a Year Chart

52-Week Money Challenge: The How to Save $5,000 in a Year Printable Chart

how to save 5000 in 6 monthsClick Here to Download The Printable Versions (Color and Black & White Versions Included)

The 52-week money challenge is designed this way for a couple of reasons. You start out with relatively small amounts, making it easy for you to meet the weekly savings goal. As you do this, you’ll continue to build confidence as to how much you can actually save each week, forming a new habit!

The 1 year long program starts with you saving $20 during week 1. In week two, that amount jumps to $35 bucks, and keeps increasing each week.

At the end of week 16, you’ll have already saved over $1,000, and by week 35, you’ll have almost four thousand stashed in your bank account.

Saving money is a habit, one that can easily become ingrained and built into your daily routine. That’s why we start you out slowly with the goal in mind: To prepare for the weeks when you save larger amounts in the middle of the year.

We’ve tried to design this challenge in such a way that it allows for you to life your life, while still being able to save the $5,000.

If you end up taking this challenge at the start of the new year and have spent more than normal during the holiday season (which, let’s be honest – is pretty typical), we’ve started the challenge off using smaller savings amounts.

In this way, you can ease into the habit of saving.

Saving $5,000 in a year is no small feat

I’m sure the thought has been running through your mind: “Where will I come up with $5,000? I’m stretched thin as it is!”

But it’s possible to find hundreds if not thousands in savings by targeting a few categories where with significant cost-saving opportunities.

Some of the big ones include these spending areas:

  • Your Internet Subscriptions
  • Cell phone/Cable TV/Internet Service
  • Insurance like home or auto insurance
  • Heating rates for your house
  • Food: like eating at restaurants, ordering in, or buying extra snacks that you might not need.

Internet Subscriptions

With so many online subscription services out there (like Netflix, Disney+, IFTTT and so on) these expenses are almost hidden from view, but can add up significantly when it comes to sticking to a monthly budget.

A good idea is to list and go over all of your subscription services to see if there are any that you can live without.

Cell Phone, TV, Internet Providers

If you’ve been paying for your cable or satellite TV service and it’s costing more than $100 a month, then switching over to an online TV service (like Amazon Prime) could save you up tp 1k over the course of a year!

As for your cell phone provider, did you know it’s not uncommon to pay $40 for the same unlimited service using one of your existing providers’ sub-brands?

Regardless of whether you want an affordable cell phone plan or just reduce the amount of data you have, many money experts say that smaller carriers offer better value.

Check out great options like Cricket Wireless, Total Wireless or Mint Mobile.

You may find yourself saving ~$50 per month just by doing that!

For internet service providers, don’t be afraid to call them up and tell them you’re thinking of switching providers. This is often enough for them to offer you an additional discount to stay.

If that doesn’t work, you can always see what their competitors can offer you.

Insurance Services

You’re probably not saving as much as you could on your home and auto insurance. But you can cut the cost of these products by seeing what the competition can offer.

So don’t sleep on this one, as many people ignore this and spend more than they should.

Most people just assume that they’re getting a good deal. In reality, there are often other companies out there who offer lower rates who would love your business.

Getting a little more creative: Did you know that the typical auto insurance customer can save up to $500 a year by bumping their deductible from $250 up to $500? If you push your deductible even higher to $1,000, you will end up saving a cool thousand bucks.

Heating Rates for Your House

In over half of the states, you are allowed to shop around to find other providers for your electricity or natural gas due to the industry being deregulated.

That alone could save you each and every month.

To take it even a step further, by installing a programmable thermostat, the typical household can lower their heating and cooling costs by 20-25% during winter time or summer months.


Many households spend a lot of money eating at restaurants, and ordering take out.

In fact, the average American spent $67 a week on takeout in 2021. That’s $268 per month.

And for a household, that amount is often much higher, generally over $500 per month.

With a little advance planning and a willingness to make more meals at home, that can be a huge monthly savings.

Don’t Just Save, Start Making Making Money

Cutting your budget is never an easy task. (Even with the incredible how to save $5000 in a year chart I gave you!) But sometimes, you might just run out of places to cut. And that’s when making more money becomes an important option for survival!

Concluding Thoughts on this 52 Week Challenge

You’ve already seen the 52-week money challenge and the how to save $5000 in a year chart – so you  know how to get started.

But I have one last tip to help you get started: Open a dedicated account with an online bank! That way your savings efforts can grow even more in a high interest rate account.

Then each and every time you deposit a little more into that account, it has the opportunity to grow and compound over time.

It will be some of the easiest money you’ve ever made. 😀

Click Here For My Story About This


[wptpa id=”3″]


Get Hedge Find Beating Options Trades Delivered to Your Inbox!

Tired of missing out on the huge gains in the market?

Wishing you knew which trades had the best odds of succeeding?

Would you like to know EXACTLY how & which trades to place WITHOUT having to spend years learning?

Well now you can let our Team of Trading Experts & Exclusive AI Trading Software do the work for you!

Click Here to Start Making Bank With Our Option Trade Alerts!

PS – Our trades have an average win rate around 94% and have returned QUADRUPLE digit yearly returns.

save $5,000 in a year printable chart

When searching for a how to save $5000 in a year chart, many people often wondered what the answers were to these questions:

How can I save 5000 in a year?

There are many ways to do it. But a few practical ideas involve cutting back on the types of food you eat.

A few common sense savings strategies include the following steps:

– assessing your food budget to see where you can cut back or save more, or cutting certain things out entirely.

– cooking from scratch instead of buying pre-packaged foods at the grocery store. This not only saves a lot of money, but it also allows you much greater control over your nutrition and health.

– avoiding wasting food – if you’re hungry soon after eating, have a snack instead so as to avoid going out and buying another meal

How can I save $5000 in 6 months?

It’s possible to save $5000 in 6 months by making a list of expenses and cutting as many as you can out. Living as frugally as possible, cooking your own meals at home, grocery shopping with a list and preparing for trips ahead of time can help cut down on unnecessary spending. Another good step is to challenge yourself to spend $1 less every day than you already do.

How can I save 5k in 12 months?

Here are a few ideas on how to do that:

1. Set your budget and try to stick to it.

2.Consider shifting to more of a minimalist lifestyle. This protects your family from buying items that aren’t needed, and that you have no space for, or will never use. It also teaches kids about the value of hard work and being satisfied with fewer things.

Buying quality items later in life instead of cheap ones often provides much better value in the long run.

3. Give up your daily latte that costs around $4 depending on where you live, and five dollars saved each day equals 150 in a month and 1,800 in a year. And that’s just one example of how small daily expenses can really add up over time.

How much money do you save in the 52-week challenge (if you don’t use the how to save $5000 in a year chart)?

In this case, the idea is to save $1 on the first day, and then add an additional dollar to the amount being saved every day after that. So Day 1 would be $1, Day 2 would be $2, Day 3 would be $3 and so on.

By the end of the year, you would have saved $1378.

How can I save $5000 in 3 months?

1) Cut your expenditures by $1000-1500 per month. Assess what you spend and find ways to cut back on items such as entertainment, eating out, alcohol, subscriptions to tv/youtube/Netflix services.

2) Find freelance work online at sites such as Fiverr or Upwork to earn an extra $500-1000 per month.

3) Do something productive with the remaining time – take up a hobby, learn a new skill (whether it be computer programming or photography), and other energy- and mood boosting activities might include exercising (and eating healthy), volunteering in your neighborhood or community organization, doing volunteer work for an animal welfare shelter.

4) Alternatively, don’t do anything that will incur any extra costs.

How can I make $5000 quickly?

Ask a rich person for it. 😀

But if that doesn’t work, then maybe try one of these methods:

-get a second job or become an entrepreneur and set up your own business

-rent your dorm room out on airbnb/spring break berkshires/etc. But if you decide to do this please be safe! Check reviews, use safe practices like verification, background checks, lockable doors and so on.

How can I save 10k in 3 months?

First, you’ve got to understand how saving typically works.

The basis for a saving lifestyle typically hinges on two things:

1) setting a minimal amount that you’ll need to spend monthly and then determining which expenses can be “trimmed” from your budget

2) growing your savings continuously by keeping them in a separate savings account with a high rate of return.

Establishing these two things benefits the saver a couple ways:

1) it will make it more difficult to withdraw cash from funds because they won’t be readily available in hand or through an ATM

2) it establishes good habits

How do you save money fast for a 26 week money challenge?

Here’s what I would recommend with regard to budgeting for a 26 week money challenge

1. If you want to save $100 each week for this 26 week money challenge, then that means you’ll need to set an initial goal of saving $2600 before you get started. This may sound trivial, but setting a well defined goal is a big part of succeeding.

2. For this particular case let’s say you make about $500 per paycheck or bi-weekly, so that would mean setting aside ten percent of your paycheck is not too bad; but if it were hard to set aside even 10% go ahead and try setting aside 20% (that way getting back down later is easy peasy); the idea here is to save as much as possible and really stretch yourself for a certain amount of time in order to maximize your savings.

What is the 5 dollar savings challenge?

The idea behind this particular challenge is to save each and every $5 bill you receive.

So if you pay for something and get any $5’s back as change – you’d save them.

The goal is to save all the $5’s you get during the year – stash them away – and then count them all up at the end of the year to see just how much you’ve saved.

When is the last time you took out your bank statement and combed through it looking for recurring charges?

This is an often overlooked action. And it’s too bad because it can have incredible results when it comes to saving you thousand of dollars every year.

What can I do for extra money?

There are lots of different ways that you can earn extra cash, such as:

– Having a go at property investing.

Tired of renting and want to finally be a homeowner? You could find something on the market now or invest in property that will provide you with an income, capital growth and some come early retirement day reality.

– Freelancing on Upwork. Look for gigs relevant to your area of expertise and soak up those skills — it can help you pick up great habits like deadline finishing, prioritizing and structuring projects (read: make better employees!). Don’t forget to work around your current commitments; after all, no one knows what you do as well as you do!

– Work from home! There are so many remote and work from home opportunities coming available these days that you should be able to find something that will work well for you.

Of course, working a second job is a great way for you to earn extra money. And if you look for one that will take up as much time as possible, you won’t have the luxury of spending the other time on leisure activities. After all, it’s often in times of leisure that we find ourselves spending extra money. You could be a personal assistant or nanny in your spare time, tutor kids after school, bartend at night-time events in the area, freelance write articles/blog posts… it’s really about what can you do and can make money from?

Where am I going to come up with $5,000?

The first thing you want to do is create a budget and cut down your expenses. If there’s still no way for you to come up with $5000, consider pawning some of your possessions and selling what you don’t need to free up some extra cash.

Aside from that, you’ll have to take on additional work. Whether that comes in the form of a side hustle or an extra job will depend on you and your skills and abilities.

The other thing you can do is learn how to start trading stocks or options in order to generate some cash flow.